For years we’ve been hearing that Social Security will run out of money if some action isn’t taken to reinforce the program.

Although there is some truth to this, the reality is more complicated.

While it’s true that the OASDI (Old-Age, Survivors and Disability Insurance) trust fund will run out of funds around 2033 (some project in 2032), if no action is taken then Social Security would continue to have money to pay some, but not all, benefits.

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